Government Grants, Benefits, Loans Available in US States

Kim Kardashian’s jewelry collection just got a lot more regal. On Wednesday the SKIMS mogul, 42, purchased the diamond-encrusted amethyst Attallah cross pendant, famously worn by Princess Diana, at Sotheby’s annual Royal & Noble auction. (People)

PROGRAMS	APPLICATION
US Federal Government Loans Available (A to F)	APPLY NOW
World Bank Finance Grants and Loans	APPLY NOW
Unemployment Insurance Benefits in the US	APPLY NOW
Federal Student Loans Programs	APPLY NOW
Federal Student Financial Aid and the FAFSA	APPLY NOW

US Federal Government Benefits Available

Here are some US federal government loans and benefits available below:

7(a) Small Business Loan

7(a) loans are the most basic and most used type of loan of the Small Business Administration’s (SBA) business loan programs.

AIDS Research Loan Repayment Program

The AIDS Research Loan Repayment Program helps to assure an adequate supply of trained researchers with respect to AIDS at the National Institutes of Health (NIH) by providing for the repayment of educational loans for participants who contractually.

Adjustable Rate Mortgage Insurance

This program can help individuals buy a single-family home in which they intend to live. The U.S. Housing and Urban Development (HUD) does not lend money directly to buyers to purchase a home.

Agricultural Conservation Easement Program

The Agricultural Conservation Easement Program (ACEP) provides financial and technical assistance to help conserve agricultural lands and wetlands.

Basic FHA Insured Home Mortgage

This program can help individuals buy a single family home. While U.S. Housing and Urban Development (HUD) does not lend money directly to buyers to purchase a home, Federal Housing Administration (FHA) approved lenders make loans through a number of FHA-insurance programs.

Business Physical Disaster Loans

If you are in a declared disaster area and have experienced damage to your business, you may be eligible for financial assistance from the Small Business Administration (SBA).

Business and Industrial Loans

The purpose of the Business & Industrial (B&I) Guaranteed Loan Program is to improve, develop, or finance business, industry, and employment and improve the economic and environmental climate in rural communities.

Cash-Out Refinance Loan

The Department of Veterans Affairs (VA) Cash-Out Refinance Loan is for homeowners who want to trade equity for cash from their home. These loans can be used as strictly cash at closing, to payoff debt, make home improvements, and pay off liens.

Certified Development Company (CDC) (504) Loan Program

The CDC/504 loan program is a long-term financing tool for economic development within a community. The 504 Program provides growing businesses with long-term, fixed-rate financing for major fixed assets, such as equipment or real estate.

Clinical Research Loan Repayment Program

The Clinical Research Loan Repayment Program is to recruit and retain highly qualified health professionals as clinical investigators.

Clinical Research Loan Repayment Program for Individuals from Disadvantaged Backgrounds

The Clinical Research Loan Repayment Program is to recruit and retain highly qualified health professionals as clinical investigators. In exchange for a two-year commitment to your clinical research career, the National Institute of Health (NIH) will repay up to $35,000 per year of your qualified educational debt and pay an additional 39 percent of the repayments to cover your Federal taxes.

Combination Mortgage Insurance for Manufactured Home and Lot

Federal Housing Administration (FHA) insures mortgage loans made by FHA-approved lenders to buyers of manufactured homes and the lots on which to place them.

Contraception and Infertility Research Loan Repayment Program

The Contraception and Infertility Research Loan Repayment Program (CIR-LRP) is designed to provide an incentive for health professionals to work in areas of reproductive research directly related to contraceptive development and/or infertility diagnosis and treatment by providing assistance in repaying educational loans for individuals. The CIR-LRP will pay up to $35,000 of the principal and interest of a participant’s educational loans for each year of commitment not to exceed one-half of the remaining loan balance. In addition to the loan repayments, the CIR-LRP may pay participants up to 39 percent of the amount paid to lenders as partial payments on the increased income tax liability caused by the Program’s loan repayments. In return for these loan repayments, applicants must agree to commit to a period of obligated service of not less than 2 years conducting research with respect to contraception and/or infertility.

Direct Home Loans for Native Americans

The Native American Direct Loan (NADL) program makes home loans available to eligible Native American Veterans who wish to purchase, construct, or improve a home on Federal Trust land or to reduce the interest rate.

Direct PLUS Loans

Direct PLUS Loans are unsubsidized loans for the parents of dependent students and for graduate/professional students. PLUS Loans help pay for education expenses up to the cost of attendance minus all other financial assistance.

Economic Injury Disaster Loans

The Small Business Administration’s (SBA) disaster loans are the primary form of Federal assistance for the repair and rebuilding of non-farm, private-sector disaster losses.

Education Loan Consolidation

Consolidation Loans are available to most borrowers of Federal education loans and come from one of two sources: Direct Consolidation Loans are made by the U.S. Department of Education.

Energy-Efficient Mortgage Insurance

This program helps homebuyers or homeowners save money on utility bills by helping them get loans to cover the cost of adding energy-saving features to new or existing housing as part of a Federal Housing Administration-insured home purchase or refinancing a mortgage.

The Federal Housing Administration’s (FHA) Energy Efficient Mortgage (EEM) program recognizes that lower utility costs can help a homeowner pay a higher mortgage to cover the cost of energy improvements. Under the program, persons may add the cost of energy-efficient improvements to their loan amount.

Equity Investment – Small Business Investment Company (SBIC) Program

The SBA’s Small Business Investment Company (SBIC) program seeks to stimulate and supplement the flow of private equity capital and long-term loan funds to small businesses, which small business concerns need for the sound financing of their business operations and for their growth, expansion, and modernization when such capital is not available in adequate supply.

The SBA, through the SBIC program, licenses privately and publicly managed investment funds that raise capital from private investors and then combine it with capital obtained through the SBIC’s issuance of a taxpayer-backed debenture guaranteed by the SBA. The SBIC invests this combined capital in qualifying small businesses through terms established between the SBIC and small businesses within the parameters of the SBIC program regulations and SBA oversight.

Small businesses seeking capital from SBICs are typically later-stage, mature, profitable businesses that are generating cash flows sufficient to service interest and sometimes principal payments. SBIC small business financings are primarily in the form of subordinated debt with equity enhancements. SBIC financings to small businesses typically range from $2.5 million to $10 million. However, each SBIC has its own investment profile in terms of targeted industry, geography, company maturity, and the type and size of financing the SBIC will provide to small businesses. Small businesses interested in the possibility of receiving investment capital from an SBIC are encouraged to contact SBICs directly.

Extramural Clinical Research Loan Repayment Program for Individuals from Disadvantaged Backgrounds

The ECR-LRP is a congressionally mandated loan repayment program that was established by the Secretary for the Department of Health and Human Services through the Director of NIH.

Farm Operating Loans (Direct and Guaranteed)

The Farm Service Agency (FSA) offers farm operating loans to family farmers and ranchers to promote, build and sustain family farms in support of a thriving agricultural economy.

Farm Ownership Loans (Direct and Guaranteed)

Farm Ownership Loans will help you purchase or enlarge a farm or ranch, construct a new or improve an existing farm or ranch building, pay closing costs, and pay for soil and water conservation and protection.

Farm Storage Facility Loans

Farm Storage Facility Loans (FSFL) are provided to encourage the construction of on-farm storage and handling facilities for eligible commodities.

Financial Aid Programs

Federal Perkins Loans help financially needy undergraduate and graduate students meet the cost of postsecondary education.

You can view more here.